August 17, 2021 In Buying a Home, Charlotte

Will Low Mortgage Rates Continue through 2021?

With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. Recently, Freddie Mac released their quarterly forecast, noting: “The average 30-year fixed-rate…

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August 17, 2021 In Buying a Home, Charlotte

Home Mortgage Rates by Decade [INFOGRAPHIC]

    Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking in a low…

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August 17, 2021 In Buying a Home, Charlotte

Where Have All the Houses Gone?

In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale. When many…

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August 17, 2021 In Buying a Home, Charlotte

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these…

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August 17, 2021 In Buying a Home, Charlotte

How Much Leverage Do Today’s House Sellers Have?

The housing market has been scorching hot over the last twelve months. Buyers and their high demand have far outnumbered sellers and a short supply of houses. According to the latest Existing Home Sales Report from the National…

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August 17, 2021 In Buying a Home, Charlotte

Are There Going to Be More Homes to Buy This Year?

If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s normal to wonder if you’ll…

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August 17, 2021 In Buying a Home, Charlotte

It’s a Sellers’ Market [INFOGRAPHIC]

  Some Highlights Over the past year, homeowners have gained an unprecedented opportunity to sell with great success while buyer demand is soaring. With homes selling twice as fast as they did last year at this time,…

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August 11, 2021 In Buying a Home, Charlotte

What Are the Benefits of a 20% Down Payment?

  If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to…

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August 11, 2021 In Buying a Home, Charlotte

Home Prices: What Happened in 2020? What Will Happen This Year?

  The real estate market was on fire during the second half of 2020. Buyer demand was way up, and the supply of homes available for sale hit record lows. The price of anything is…

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August 11, 2021 In Buying a Home, Charlotte

How Smart Is It to Buy a Home Today?

  Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal…

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